Portfolio Management

We manage client accounts for a percentage of the assets under our management. We provide recommendations and then execute transactions upon approval by the client.

  • We provide an asset allocation plan designed using modern portfolio theory or another method if you prefer.
  • We integrate your financial sophistication level, risk tolerance, tax situation and investment style preferences.
  • We will utilize active and/or passive investment strategies.
  • We prefer to use no-load mutual funds and Exchange Traded Funds (ETFs) for the bulk of our clients’ portfolio needs. Individual stocks, bonds and CDs will be used as client interests require. Options, futures, REITS, limited partnerships, UITs and annuities may also be considered where appropriate.
  • We provide quarterly performance reports and quarterly asset allocation reviews.
  • We will help you become educated about financial strategies that are appropriate for you.

Depending on the size and complexity of your account, the annual negotiable fee ranges from 0.7% to 1.2% for asset management only, and from 0.8% to 1.3% for Wealth Planning (below) which also includes Financial Planning services. Most fees are expected to fall between 0.9% and 1.2%.